First United Bank

Benefits abound.


No two financial journeys are the same. Whether you’re looking for a starter account or an opportunity to earn interest, the team at First United has you covered with an account built to fit your needs.

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Basic Checking

If simplicity and convenience is what you’re after, there’s no better choice than Basic Checking. 

 

To waive the monthly maintenance fee for Basic Checking: Sign-up for eStatements, setup Direct Deposit, or Primary account holder maintains $10,000 or more in combined deposit accounts (Checking, savings, certificates of deposit) throughout the periodic statement cycle: on any given day of the periodic statement cycle; on the day the Monthly Maintenance fee may be charged. Automatically waived for accountholders 17 and under.

  • Opening deposit: $100
  • Interest earning: No
  • Monthly maintenance fee: $3.505
    How to waive
LEARN MORE
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Secure Checking

There is only one you. SecureChecking with IDProtect® can help protect your identity4. 

  • Opening deposit: $100
  • Interest earning: No
  • Monthly maintenance fee: $6.95
LEARN MORE
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Prestige Checking

Enjoy all the convenience of a checking account while earning interest on your money.  

 

To waive the monthly maintenance fee for Prestige Checking you must have $1,000 min. daily balance.

  • Opening deposit: $100
  • Interest earning: Yes
  • Monthly maintenance fee: $7.506
    How to waive
LEARN MORE

Benefits abound.

No two financial journeys are the same. Whether you’re looking for a starter account or an opportunity to earn interest, the team at First United has you covered with an account built to fit your needs.

  • BASIC CHECKING

    If simplicity and convenience is what you’re after, there’s no better choice than Basic Checking. 

     

    To waive the monthly maintenance fee for Basic Checking: Sign-up for eStatements, setup Direct Deposit, or Primary account holder maintains $10,000 or more in combined deposit accounts (Checking, savings, certificates of deposit) throughout the periodic statement cycle: on any given day of the periodic statement cycle; on the day the Monthly Maintenance fee may be charged. Automatically waived for accountholders 17 and under.

    • Opening deposit: $100
    • Interest earning: No
    • Monthly maintenance fee: $3.505
      How to waive
    LEARN MORE

  • SECURE CHECKING

    There is only one you. SecureChecking with IDProtect® can help protect your identity4. 

    • Opening deposit: $100
    • Interest earning: No
    • Monthly maintenance fee: $6.95
       
    LEARN MORE

  • PRESTIGE CHECKING

    Enjoy all the convenience of a checking account while earning interest on your money.  

    • Opening deposit: $100
    • Interest earning: Yes
    • Monthly maintenance fee: $7.506
      How to waive
    LEARN MORE

  • Find the account that's right for you.

    Try out our simple and speedy online Checking Selector Tool. 

  • Which do you prefer in a checking account?

  • Are identity theft protection/features important to you?

  • Do you plan to keep a balance of at least $1000 in your checking account at all time?

Basic Checking

Get started
get started opening a basic checking account

If simplicity and convenience is what you’re after, there’s no better choice than Basic Checking. 

  • Opening deposit: $100
  • Interest earning: No
  • Monthly maintenance fee: $3.505
    How to waive
 

To waive the monthly maintenance fee for Basic Checking: Sign-up for eStatements, setup Direct Deposit, or Primary account holder maintains $10,000 or more in combined deposit accounts (Checking, savings, certificates of deposit) throughout the periodic statement cycle: on any given day of the periodic statement cycle; on the day the Monthly Maintenance fee may be charged. Automatically waived for accountholders 17 and under.

  • Personal Checking
  • Higher Balance - No
  • Minimum Fees
  • Identity Theft Protection - No
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Business Savings

Get started
get started opening a business savings account

Interest-bearing account for businesses of all sizes. 

  • Interest earned on all balances
  • Online and mobile banking
  • 9 waived debits per quarter1
  • Business Savings
  • Lower Fees - Lower Interest
  • 9 waived debits per quarter¹
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Prestige Checking

Get started
get started opening a prestige checking account

Enjoy all the convenience of a checking account while earning interest on your money.  

  • Opening deposit: $100
  • Interest earning: Yes
  • Monthly maintenance fee: $7.506
    How to waive
 

To waive the monthly maintenance fee for Prestige Checking you must have $1,000 min. daily balance.

  • Personal Checking
  • Higher Balance - Yes
  • Maximum Benefits
  • Identity Theft Protection - No
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Secure Checking

Get started
get started opening a secure checking account

There is only one you. SecureChecking with IDProtect® can help protect your identity4. 

  • Opening deposit: $100
  • Interest earning: No
  • Monthly maintenance fee: $6.95
  • Personal Checking
  • Higher Balance - Yes
  • Maximum Benefits
  • Identity Theft Protection - Yes
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United Business Interest Checking

Get started
get started opening a united business interest checking

An account that pays interest to sole proprietors, public funds, trusts, nonprofits and other eligible fiduciary accounts. 

  • Interest earned on all balances
  • Online and mobile banking
  • 20 credits and 5 debits waived transactions per month2
  • Business Savings
  • Higher Fees - Higher Interest
  • 20 credits and 5 debits waived transactions per month²
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United Business Money Market Gold

Get Started
get started opening a untied business money market gold account

Interest-bearing account that provides additional cash access options. 

  • Interest earned on all balances
  • Online and mobile banking
  • Access via check-writing and debit card 
  • Business Savings
  • Higher Fees - Higher Interest
  • Check-writing
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Need new checks? Order them using your account information.

Order Checks

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We need this to give you the right info for your location.

 

Find the personal account that's right for you. 


When it comes to checking, one size does not fit all. From IDProtect® to mobile check deposit, we offer account options with features designed around the way you live.

Compare Checking Accounts
  Basic Checking
Start Here
 
 Secure Checking
Start Here
 
 Prestige Checking
Start Here
 
Online & Mobile Banking1,9
Online & Mobile Banking1,9

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✔

✔
No-Fee Foreign ATM Withdrawals2
No-Fee Foreign ATM Withdrawals2

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✔

✔
Visa® Instant Issue Debit Card3
Visa® Instant Issue Debit Card3

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✔

✔
Online Bill Pay
Online Bill Pay

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✔

✔
Mobile Check Deposit1
Mobile Check Deposit1

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✔

✔
Pay-a-Person
Pay-a-Person

✔

✔

✔
e-Statements9
e-Statements9

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✔

✔
$100 off Mortgage Closing7
$100 off Mortgage Closing7

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✔

✔
Identity and Cell Phone Protection4
Identity and Cell Phone Protection4

‒

✔

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Credit File Monitoring4
Credit File Monitoring4

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✔

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ID Theft Resolution Services4
ID Theft Resolution Services4

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YouFirst Personalized Debit Card8
YouFirst Personalized Debit Card8

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✔

✔
Earns Interest
Earns Interest

No

No

Yes
Opening Deposit
Opening Deposit

$100

$100

$100
Monthly Maintenance Fee
Monthly Maintenance Fee

$3.505
How to waive

$6.95

$7.506
How to waive

 

Gray smartphone with First United Bank website on it

Online & Mobile Banking

First United makes it even easier to manage your personal accounts safely and conveniently with our Online and Mobile Banking. With simple-to-use navigation, online features and services, you can do your banking anytime, anywhere and save time and money.

  • Mobile Deposits
  • Apple® Watch App
  • Bill Pay
  • eStatements
  • Funds Transfer
  • Budgeting

 

Available now. Download on the App Store Get it on Google Play
  1. Message and data rates may apply. Such charges include those from your communications service provider.
  2. We'll waive 5 non-First United Bank ATM cash withdrawal fees per month.
  3. Additional replacement cards may be subject to a fee.
  4. Terms and conditions apply, click the Secure Checking Start Here button for more information.
  5. To waive the monthly maintenance fee for Basic Checking: Sign-up for eStatements, setup Direct Deposit, or Primary account holder maintains $10,000 or more in combined deposit accounts (Checking, savings, certificates of deposit) throughout the periodic statement cycle: on any given day of the periodic statement cycle; on the day the Monthly Maintenance fee may be charged. Automatically waived for accountholders 17 and under.
  6. To waive the monthly maintenance fee for Prestige Checking you must have $1,000 min. daily balance.
  7. Mortgage must be auto drafted from First United Bank checking account. Applies to secondary market mortgage loan only.
  8. $9.95 per card.
  9. Activation/registration required.